National Insurance Contributions for British Expats

Dear Readers, Over the years of helping expats to navigate all things UK-pensions related, we've found that an alarming amount of people not have a full understanding of how National Insurance Contributions work. Being able to voluntarily 'fill the gaps' to compensate for the years abroad (whereby contributions were missed) can often result in missing out on thousands more per year throughout retirement. For this reason this is something we believe everyone should be offered help with, and so prompted us to offer our support as a complimentary service.

As it currently stands topping up missed NI contributions can very significantly increase the UK state pension upon reaching the age of 66 and is something we & HMRC highly recommend doing in 99% of cases (especially if you are based abroad).

An example: Normally, a UK resident would contribute: £15.40 per week / £61.6 per month / £739.2 per year, increasing the state pension by £5 per week / £20 per month / £240 per year for life. As it currently stands, if you are an expat working abroad (employed or self-employed) you have an option of contributing the following: £3.05 per week / £12.2 per month / £146.4 per year increasing the state pension by £5 per week / £20 per month / £240 per year for life.

Complimentary Service offered over the next 2 weeks We'll be providing a full comprehensive breakdown of all the steps, caveats & general tips that many of our readers have already found extremely helpful when looking into their state pension situation, ultimately helping them to have more money in retirement. If you wish to receive this information in full, simply submit the request and we'll get back to you shortly.